We’ve included the following six vital details concerning your comprehensive insurance plan that you
need to be aware of:
1.Online comparison sites for comprehensive auto insurance
When obtaining four-wheeler insurance, especially comprehensive auto , you should compare
costs from several providers to find the best deal. The ability to quickly compare prices from several
insurers online is an intriguing feature of comprehensive auto coverage.
In addition to premium, you may compare coverage, add-ons, IDV, and other things online. Four-wheeler
insurance policies are available from Policybazaar.com for comparison; select the one that best meets
your needs and financial situation.
2.A Complete Coverage
You may acquire complete coverage for your four-wheeler by getting a comprehensive vehicle
policy. Comprehensive auto insurance provides your vehicle with both financial and legal protection
against third-party obligations and any damage resulting from unanticipated events like road accidents,
fires, theft, etc. This plan will therefore provide complete protection for your automobile in the event of
any on-road incident.
3.Increase your coverage by adding more covers.
A comprehensive auto insurance plan’s ability to be further enhanced with the aid of additional covers
provided by the insurer is another crucial fact you need to be aware of. The coverage of a policyholder’s
comprehensive auto plan can be increased by adding optional extras. Only a comprehensive
plan is eligible for add-ons; third-party insurance is not.
4.Benefits of No Claim Bonuses
Another advantageous benefit granted to a policyholder in the event that he or she does not make a
claim under a comprehensive vehicle policy is the No Claim Bonus, or NCB. When renewing
your auto , you can get an NCB discount. One thing to bear in mind is that if you file a claim
within a policy year, an NCB incentive is void.
5.Regular Renewals are Required
When buying a four-wheeler insurance coverage, car renewals are crucial. You won’t be able to
file a claim under your policy if you forget to renew your comprehensive auto insurance before the
expiration date. As a result, you must pay for any repair costs out of your own money.
Therefore, be sure to renew your comprehensive auto insurance coverage before the expiration date to
prevent such issues.
6.Access to Cashless Repair Facilities
If you are new to the world of auto insurance, you should be aware of the cashless repair service that is
provided by insurance companies. You won’t have to cover any repair costs out of your own pocket with a
cashless repair service since the insurance provider will deal directly with the network garage to settle the
One thing to keep in mind is that the only place where a cashless repair facility is offered is in the
company-authorized network garage. It will be seen as a reimbursement claim if you get your automobile
fixed somewhere else.